Peel Region · Updated June 2026

Mortgage agent in Mississauga

From Square One condos to Lorne Park detached homes, Mississauga is a market of extremes. I help you finance the right one from 30+ lenders.

FSRA Mortgage Agent, Level 2 30+ lenders compared 5.0★ on Google
Isha Grewal, FSRA Mortgage Agent (Level 2), serving Mississauga
Isha GrewalFSRA Mortgage Agent · Level 2

Why work with Isha in Mississauga

Mississauga packs an enormous price range into one city — a downtown condo near Square One and an established detached home in Lorne Park can differ by a million dollars. That spread means the mortgage that's right for you depends heavily on which Mississauga you're buying into.

I help buyers and owners across the city compare more than 30 lenders and structure financing that fits — whether you're a first-time buyer eyeing a townhome, a family moving up, or an investor weighing the softer condo market. Most of it can be handled online or by phone.

Mississauga market snapshot

What homes cost in Mississauga right now

~$983,000
Average price
All home types · 2026
$958,700
Benchmark (typical home)
−7.4% year-over-year
~$1.45M
Detached average
$650K for condos
Balanced
Market direction
More buyer choice

Source: TRREB / Cornerstone Association of REALTORS / Zolo, 2026. The MLS® HPI benchmark was $958,700 in April 2026, down 7.4% year-over-year. Last reviewed June 2026.

Mississauga has shifted toward a balanced-to-buyer's market through 2026. Inventory has rebuilt from the tight conditions of 2021–22, giving buyers more options and negotiating power, while the benchmark sits about 7% below a year ago. Desirable detached homes in top neighbourhoods still draw competition, and the Hurontario LRT continues to reshape demand along the corridor.

First-time buyers in Mississauga concentrate on townhomes around the $800K mark, while move-up buyers look at detached homes from roughly $1.0M to $1.5M. Condos — averaging near $650K — carry the most supply and the most room to negotiate, which is drawing both first-timers and investors.

Local areas

Neighbourhoods I work in across Mississauga

Square One / City Centre

Condo-dense urban core with transit and the Hurontario LRT — a common first-home entry point.

Port Credit

Walkable waterfront village with a premium, lifestyle-driven detached and condo market.

Cooksville

Central and well-connected, often offering better value and quick access to major routes.

Lorne Park / Streetsville

Established detached homes, mature lots and some of the city's top-rated schools.

First-time buyers & programs

Lowering the cost to buy in Mississauga

On a typical ~$983K Mississauga home, the minimum down payment is roughly $73,000 (5% on the first $500K plus 10% above). An FHSA, the RRSP Home Buyers' Plan and Ontario's first-time-buyer land transfer tax rebate can offset a good chunk of your up-front cash — and on a new-build purchase, the expanded HST rebate on homes up to $1M (effective April 2026) may apply. I'll confirm what fits your purchase.

As of June 2026 the Bank of Canada's policy rate is 2.25% (held for a fifth straight meeting on June 10), the best insured 5-year fixed rates sit near 4.04% and 5-year variable near 3.35%. Rates change often, so the figure that matters is the one you actually qualify for the day you apply.

Questions, answered

Mississauga mortgage FAQ

How much does a home cost in Mississauga right now?
In 2026 Mississauga's average home price across all types is roughly $983,000, with the MLS® HPI benchmark around $958,700 (down 7.4% year-over-year). By type, detached homes average near $1.45M, townhouses about $950K and condos around $650K (TRREB/Cornerstone/Zolo).
How much down payment do I need in Mississauga?
On a typical ~$983K home, the minimum is about $73,000 — 5% on the first $500,000 and 10% on the rest — with default insurance required below 20% down. A condo near $650K would need roughly $40,000.
Is Mississauga a buyer's or seller's market in 2026?
Mississauga is balanced-to-buyer's-leaning in 2026, with more inventory and negotiating room, especially for condos. Sought-after detached homes in areas like Lorne Park and Port Credit can still see competition.
Does the Hurontario LRT affect buying in Mississauga?
The Hurontario LRT is reshaping demand along the corridor and around Square One, supporting condo and transit-oriented development. If you're buying near the line, it's worth weighing both the convenience and the longer-term resale picture — something to factor into your budget and timeline.

Buying or refinancing in Mississauga?

Get a clear, no-pressure read on what you can afford and which lender fits — usually within a day.

Nearby areas