A proper pre-approval from 30+ lenders, so you shop with confidence and a locked rate. Free, no obligation, no pressure.
A real pre-approval does three things: it tells you the exact budget you qualify for, it can hold today’s rate for up to 120 days while you shop, and it makes your offers far more credible to sellers. I pre-approve you across 30+ lenders — so the moment you find the home, your financing is already lined up and competitive.
An accurate number based on income, debts, and the stress test — not a rough online estimate.
Lock today’s rate for up to 120 days, protecting you if rates rise while you search.
A solid pre-approval signals to sellers that you can close — an edge in competitive offers.
When you find the home, the file is already matched to the right lender, ready to move.
A no-pressure 15 minutes. I learn your goals, timeline, and numbers.
One application, the whole market — banks, monolines, and B lenders.
I present the best options and manage the paperwork to close.
“I recently reached out to Isha for advice on navigating today’s complex mortgage market, and I am so glad I did! Her consultation was incredibly insightful, and she took the time to explain my options clearly. She is knowledgeable…”
“Highly recommend! Isha Grewal made the mortgage process simple and stress-free. Her expertise and clear communication were outstanding from start to finish.”
“Great service very knowledgeable and helpful. Fast responses.”
Pre-qualification is a rough estimate; pre-approval is a documented review with a credit check and a rate hold. Sellers take a true pre-approval far more seriously — and so should you.
Often the same day once I have your basic documents. I’ll send a short checklist and we can usually have you pre-approved quickly.
Many lenders hold a pre-approved rate for up to 120 days. If rates drop before you buy, you typically still get the lower rate — you’re protected on the downside.
It’s a strong commitment subject to final property details and verification. I make sure your file is solid up front so the final approval is a formality, not a surprise (O.A.C.).
One conversation with the whole market. Free, no obligation, no impact on your credit.
Book a free 15-min call